QR based Card-less ATM Transactions
Author(s):
Nikhil Mathew , Amal Jyothi College of Engineering; Meenu Jacob, Amal Jyothi College of Engineering; Rose Merin Jose, Amal Jyothi College of Engineering; Seba Siby, Amal Jyothi College of Engineering; Prof. Neethu C Sekhar, Amal Jyothi College of EngineeringKeywords:
ATM, credit card, ATM card, security, QR code, PIN security, attacker, cyber criminal’sAbstract:
In the present scenario ATM transaction are carried out with the help of ATM cards which have to be physically swiped at the ATM machine. The present cash withdrawal system involves swiping the ATM card at an ATM Machine and then input a four digit pin into the terminal for verification. This method is susceptible to many types of attacks such as shoulder surfing, replay attack and ATM card skimming. In this paper, we are proposing a system in which a QR code is used as an alternative to the physical ATM card based authentication. This system can be incorporated in smartphones and other wearable device thereby eliminating the need for carrying ATM cards. QR codes are generated in the wearable device as well as the ATM machine to carry out User Authorization. An eight-digit long pin is generated to make the system more secure than present one. A background server is used to generate unique 8 digit pins for each transaction. This background server also manages transactions and links them to a user’s bank account when a transaction is underway. This scheme protects the user from shoulder surfing or observation attacks, replay attacks and partial observation attacks.
Other Details:
| Manuscript Id | : | J4RV2I2031 |
| Published in | : | Volume : 2, Issue : 2 |
| Publication Date | : | 01/05/2016 |
| Page(s) | : | 81-83 |
